Terms Governing Use of the Platform

These general terms and conditions (the “Terms”) explain how you may use the M-PESA × AfriQuantum platform. They set out the respective duties and rights of you as the user and of the platform operator. Review them carefully before accessing the service, creating an account, or completing a transaction, as they constitute the legally binding framework between the parties.

Creating an account, signing in, using platform tools, or otherwise interacting with M-PESA × AfriQuantum means that you accept these Terms of Use in full. The service is available only to adults who are at least 18 years old. Minors and individuals without legal capacity may not use it. If your age cannot be verified, we may suspend, limit, or close the relevant account.

Access may occasionally be interrupted by maintenance, upgrades, technical faults, service outages, market volatility, unusually high server demand, or events outside our control. We work to keep the platform available, but continuous or error-free operation is not promised. M-PESA × AfriQuantum may modify, add, suspend, or remove tools, algorithms, pricing information, or markets at any time without creating a claim against it.

Platform materials, including written content, graphics, layouts, software, algorithms, trade marks, logos, and AI-generated analysis, are protected by copyright, trade mark law, and other intellectual-property rights owned by M-PESA × AfriQuantum or its licensors. Copying, distributing, publishing, or using any such material commercially without prior written consent is prohibited and may lead to civil or criminal action.

You must provide accurate, complete, and up-to-date details, including identification, contact, and payment information. Misleading, incomplete, or false details may result in account suspension, withdrawal restrictions, or legal action. Personal data is processed in line with our privacy policy and applicable Kenyan data-protection rules, including the Data Protection Act, 2019, using appropriate safeguards and transparent practices.

You remain solely responsible for every investment or trading decision made through M-PESA × AfriQuantum, whether entered manually or generated with AI assistance, and accept the associated risks. M-PESA × AfriQuantum supplies technical tools and infrastructure only; it does not provide individual financial advice, recommendations, or profit assurances. Markets such as equities and cryptoassets can change sharply and may cause you to lose all invested capital. Historical results are not a promise of future performance. Use only money you can afford to lose.

We may update or supplement these Terms to reflect regulatory changes, technical developments, or shifts in market conditions. Where practical, we will notify you at least 14 days before revised provisions take effect through email, platform notices, or the website. Continuing to use the service after the updated Terms are published indicates acceptance. If a change is significant, you may elect to close your account.

Our service uses defined procedures and safeguards designed to support secure, transparent use. These include contemporary encryption, regular control reviews, segregated client-money arrangements, and robust KYC/AML checks. Account activity and transactions are recorded in an understandable, auditable form. We seek to deal with customers fairly and openly, and recognise the responsibility involved in earning your trust in M-PESA × AfriQuantum.